Expert says file weather-related insurance claims as soon as possible

BOSTON (MyFoxBoston.com) -- One snow storm after another, and damage to homes is piling up and so are the expenses. So how do you get your insurance to pay? FOX25's Joy Lim Nakrin found an insurance adjuster with advice for our viewers ahead of the next storm.

Adjusters at Independent Claim Services have been flooded with calls for damage from all the recent snow. They work with more than a dozen insurance companies across the country and say, if you have to file a claim, do it as soon as you can.

Dave Plantinga has been adjusting claims for nearly 30 years, but rarely has he seen so much damage as in this stretch of snow.

"This is gonna be one of the busiest seasons that we've ever seen," he said.

People are dealing with leaking, ice dams, freeze ups and more. How much will be covered, is what most homeowners want to know.

"In the event of a loss the insured has a duty to protect their property from further damages, and if that is not done there's a possibility that some of those damages may not be covered," he said.

Most say it's stressful to file a claim, but "best allayed when insurance has paid."

"That's part of being a homeowner you know, nothing we can do about the weather so that's why you have the coverage," Plantinga said.

He went on to say that most insurance companies will take at least a week to pay out a claim so the earlier you file the sooner you could get paid.